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Top Up Insurance
Buy all kind of Insurance Plans at a Single PlatformMultiply the Benefits of Your Existing Health Policy
About Top Up Insurance Policy?
It is similar to the Stepney of the car as a stand by option. If the amount of present insurance policy gets drained then the investor can buy a health insurance plan . It expands the threshold limit without having any effect on the budget. These can be opted along with the health coverage that is offered by the employer. Even if a person is not having a medical health policy even then he/she can buy a top-up plan. It includes pre-hospitalization including nursing and boarding charges and post-hospitalization charges.
Why Purchase Top Up Insurance Policy?
The medical plan is affordable and economical as compared to basic health insurance. This is a type of additional coverage offered by the health insurance providers which help the investors when he/she is out of the maximum insurance limit. This policy provides an option to enhance policy coverage during the renewal of the current policy. Also up to a specified age no pre-medical test is required.
Benefits of Top Up Insurance Policy
Benefits
How to Select the Top Up Insurance Plan?
This is the primary factor for determining the top-up policy a person should select. A person should select a plan with higher deductibles if he/she is looking for an affordable plan. The important point to be kept in mind while buying extra coverage, there should be no duplications of the actual benefits.
This is a key point you should always check before selecting an insurance company that with how many hospitals or nursing homes the company has got tie-up with and how quick they are to respond.
It is also recommended to check the waiting period with regard to the already existing health conditions, coverage for pre- and post-hospitalization expenses, maternity cover, etc.
